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Offer your users a payment method with no chargebacks

If you run a marketplace, a classified site, a shopping cart or any platform where two parties transact, Rbcpay lets you offer them protection without carrying the risk yourself.

Why platforms partner with Rbcpay

No chargeback exposure

Payments settled through Rbcpay are final once the buyer approves, so your platform is not left carrying reversed card payments.

Higher value transactions

Users who would hesitate over a large purchase between strangers are far more willing to proceed when the funds are held neutrally.

Fewer disputes to handle

The inspection and approval process resolves most disagreements before they reach your support team.

More reasons to offer Rbcpay

Beyond the commercial benefits, offering Rbcpay changes the quality of the transactions taking place on your platform.

  • Both parties go through identity verification before funds move
  • Buyers and sellers in different countries can transact without needing to verify each other directly
  • Rbcpay can be offered inside the checkout you already have
  • Protection can be offered selectively, on your highest value listings

Who this is for

Marketplaces

Platforms where your own users transact with each other and you sit in the middle.

Classified sites

Listing sites where buyers and sellers currently arrange payment entirely off-platform.

Brokers and dealers

Businesses facilitating high-value sales who need their commission settled alongside the seller's payment.

Online stores and carts

Merchants selling high-value goods who want to remove chargeback exposure from their largest orders.

How the commercial arrangement works

Partner terms are agreed individually, based on the type of platform, the volume you expect and how the integration is structured.

  • Commercial terms are agreed case by case
  • Fees on each transaction can be paid by the buyer, the seller, or split
  • Terms are agreed in writing before any integration begins
  • Contact escrow@rbcpay.com to discuss your platform

Nothing is committed until the written terms are agreed by both sides.

How to get started

Tell us about your platform and the kind of transactions on it, then we work out the commercial arrangement that fits how it operates.

Your developers build against the sandbox without moving any real money, and when you are ready you switch to live credentials and start offering Rbcpay to your users.

Partner questions

Do I need to build an integration to partner?

Not necessarily. Some partners integrate through the API, others simply direct their users to Rbcpay. We can discuss which fits your platform.

Who is the customer, my user or Rbcpay?

Both parties to a transaction hold Rbcpay accounts, but your relationship with your users is unchanged. Rbcpay handles only the payment side.

Can I offer it only on high-value listings?

Yes. Many partners offer Rbcpay selectively, on the transactions where chargeback risk and buyer hesitation matter most.

Interested in partnering?

Tell us about your platform and we will come back to you with terms that fit how it works. Call +1-519-993-2775 or email escrow@rbcpay.com.